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Loan Options
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FHA
The Federal Housing Administration (FHA) was established in 1934 to promote homeownership across the nation. Loan products that fall under this entity offer competitive interest rates, flexible credit score requirements, and lower down payment thresholds. Ideal for consumers who are just starting out.
VA
The Veteran’s Administration (VA) was developed in 1866 by the executive branch of the federal government to provide support for those who serve and their family members. Incentives like 100% financing and low-down payment requirements make the VA attractive for all members of the armed forces.
Conventional
Conventional financing is a great option for those with more favorable credit profiles and reduced mortgage insurance premiums. Whether you’re a first time buyer, seasoned homeowner, or investor, Conventional loan products have numerous benefits.
Non-QM
Non-Qualified Mortgage (non-QM) products offer flexible financing solutions for applicates that don’t fit traditional lending criteria. Common examples include self-employed borrowers, unique income situations, creative financing for real estate investors, and those impacted by financial hardship.
USDA
The United States Department of Agriculture (USDA) has helped to prioritize homeownership in rural areas since 1862. This organization favors economic development within the housing sector for primarily farmers and other agricultural professionals.
The Cazle Difference
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